AI in insurance, checked dailyMonday 21 September 2026
News, findings and tests. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers

What happened

Only 6% of respondents said they would trust a general-purpose AI model alone for high-stakes underwriting or claims decisions.

A study from ISG, commissioned by mea Platform, found 83% of insurance respondents would let AI handle repeatable operational tasks, and 75% would only allow that through an insurance-specific or governed model. Just 6% said they would trust a general-purpose AI model alone for high-consequence underwriting or claims decisions.

What is verified

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

What remains unclear

Sample size not disclosed. This describes stated attitudes, not measured production deployments.

What it means for your book

Expect carrier AI rollouts to concentrate on document intake, triage and simple rating rather than final underwriting or claims calls. Agencies should ask which specific tasks a carrier's AI touches before assuming a submission goes untouched by a human.

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