Insurance Journal says non-admitted carriers remain the main source for AI and generative-AI coverage, with no standard admitted form identified.
An Insurance Journal analysis said surplus lines insurers are currently the main avenue for specialized affirmative coverage on AI and generative-AI exposures. It listed potential exposures as biased outputs, defective model results, intellectual property infringement, privacy and cybersecurity risk, reputational harm, and failure to meet regulatory requirements.
The source's own statement, as linked above. Nothing beyond it has been independently checked by us.
Not a description of any specific policy form or carrier. No admitted-market form is identified as covering or excluding these exposures.
Agencies placing AI-exposed accounts with no admitted option should check the excess and surplus lines market before assuming a gap is uninsurable.
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