AI in insurance, checked dailyWednesday 28 October 2026
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The DeskThe Signal

New Jersey bill would bar AI from final claim-denial decisions

Line
The Signal
Tier
Legal duty
Scope
Single source: Insurance Business, reporting on New Jersey Assembly Bill A5494. Not independently verified beyond what is cited.
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Reviewed
16 September 2026

The piece

As posted

A5494 would let insurers use AI for triage, fraud scoring and approvals, but not the final decision to deny a homeowners, auto or flood claim.

Sources

  • Legal duty · Insurance Business, reporting on New Jersey Assembly Bill A5494 · 2026-09-14