AI in insurance, checked dailyMonday 28 September 2026
News and findings on AI in insurance. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers
Terms of useStanding document

Information, not advice. Here is what that means.

Applies to
therenewalreport.com, the weekly email, the downloads, and everything published on social media under The Renewal Report name
Published by
The Renewal Report editorial desk — editor@therenewalreport.com
Reviewed
27 September 2026

Not advice

Everything we publish is general information for insurance professionals. It is not legal advice, coverage advice, underwriting advice, tax advice, investment advice or a recommendation to buy, sell, adopt or avoid any product.

Nothing here creates an attorney–client, agent–client, broker–client or any other professional relationship. Insurance forms, endorsements, bulletins and statutes differ by carrier, by program, by state and by edition date. What applies to you is decided by your own policy forms, your own regulator and your own counsel, not by anything on this site. Read your own forms; ask your own lawyer, agent, broker or carrier before you act.

Accuracy

We take care with the facts. Every item names its source and the date we read it, and our labels say how far along a thing is and how good the evidence behind it is. Even so, we can be wrong, sources change after we cite them, and a form or a rule can be amended without notice. We make no warranty that anything published is complete, current or error-free.

When we get something wrong we say so in the piece and log it on the corrections page. If you find an error, write to editor@therenewalreport.com.

Other people's material

We link to and quote from press releases, trade coverage, regulator bulletins, court filings and policy forms in order to report on them. Those documents belong to their publishers. A link is not an endorsement, and we are not responsible for what a linked site says, collects or does.

Company names, product names, form numbers and logos are the property of their owners. Mentioning one does not mean the owner is connected to, or has approved, The Renewal Report. We are not affiliated with any carrier, agency, MGA, vendor, regulator, ISO/Verisk or the NAIC.

Independence and paid relationships

The Renewal Report is independently owned. It may carry advertising, sponsorship, affiliate links or other paid relationships. Where it does, the arrangement is disclosed: on the about page and, when it touches a company we cover, in the piece itself.

Coverage is not for sale. No paid relationship buys an item, changes a label, softens a finding or removes one. We do not accept free service in exchange for coverage; where a vendor offers a trial available to anyone, we take it on the same terms as any reader and say that we did.

No certification, no guarantee

We do not operate a certification, rating or approval program. Covering a product, quoting a vendor's claim, or listing a tool in a finding or a worksheet is not a security guarantee, a regulatory opinion, a performance guarantee or an endorsement. A tool's presence in our coverage says nothing about whether it is right, safe or permitted for your use.

Using what we publish

The text, graphics, videos and worksheets we publish are © The Renewal Report unless another owner is named. You may read, download and print them for your own work, and you may quote short passages with a link back to the source page. Republishing an item in full, selling it, or presenting it as your own is not permitted without written permission. The worksheets are for your own internal use.

Please do not send us confidential client documents, personal data or anything you are not free to share. Anything you send to the editorial desk may be used, in anonymised form, to inform coverage.

Liability

The site, the email and the downloads are provided as they are, without warranties of any kind, express or implied. To the fullest extent the law allows, The Renewal Report and its editor are not liable for any loss, claim, cost or damage, direct or indirect, arising from reading, relying on or using anything we publish, or from a site, product or service we link to. Your only remedy if you disagree with anything here is to stop using the site and the email.

Changes and contact

We may update these terms; the date at the top is the date of the current version, and continued use after a change means you accept it. What we collect and keep is set out separately in the privacy notice. Questions: editor@therenewalreport.com.