AI in insurance, checked dailyFriday 18 September 2026
The Renewal Report
News, findings and tests. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers
The DeskThe Play

Three questions for your underwriter this renewal.

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16 September 2026

The piece

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As posted

Three questions for your underwriter this renewal, and the reason to ask them before the quote, not after the declination.

Is any part of this triaged before you see it? What gets a file auto-referred? If a model declines it, who can override?

Most carriers will answer the first two. The third is the one that tells you how the account will actually be handled. As stated by the underwriter, not measured by us.

Sources and tier: therenewalreport.com/desk/p01

Sources

  • Convr, LUBA Workers' Comp announcement, 18 Aug 2026 — vendor statement, no measured results
  • Texas TDI Bulletin B-0003-26, 12 Jun 2026 — regulator expectation; six states reviewed