ISO adds three exclusions for claims tied to generative AI

The forms, available since January, already appear on some commercial general liability policies, a trade report says.

ISO introduced three endorsements that remove coverage for bodily injury, property damage and other claims arising from generative AI, according to a trade report. The forms became available for attachment in January 2026, the report says, and are already appearing on commercial general liability policies.

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

This is not evidence of how many carriers have actually attached the forms to live policies, and the report does not name a carrier's specific book of business.

Agencies placing accounts that build with generative AI tools should ask whether ISO's exclusion language is on the CGL form before renewal, not after a claim.

• Check the CGL specimen for generative AI exclusion language before binding
• Ask the carrier directly whether the endorsement is attached, not assumed

Insurance leaders want human sign-off on AI's biggest calls