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News and findings on AI in insurance. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers
NewsRegulator expectation

NAIC exposes version 5.0 of its AI Risk Evaluation Supplement for comment

For
Carrier · MGA
Stage
proposed — how far along the thing is
Evidence
Regulator expectation — what this label means
Published
2026-09-17 · The Renewal Report desk

What happened

The Big Data and AI (H) Working Group opened a 30-day comment period on August 31, with adoption in view for the fall meeting.

A vendor blog summarizing NAIC activity says the Big Data and Artificial Intelligence (H) Working Group exposed version 5.0 of the AI Risk Evaluation Supplement on August 31, 2026, with a 30-day written comment period and consideration for adoption at the Fall National Meeting. The post describes a model inventory and governance documentation for fraud and claims models.

What is verified

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

What remains unclear

This item rests on a vendor blog, not the NAIC exposure notice itself, which was not retrieved. The supplement is proposed, not adopted, and it is a reporting supplement for insurers, not a producer obligation.

What it means for your book

Carriers and program administrators with AI in underwriting, fraud or claims would be inventorying every model and mapping its governance if this is adopted. Nothing changes on an agency desk until a state implements it.

  • Retrieve the NAIC exposure notice and confirm the comment deadline before citing it

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