AI in insurance, checked dailySunday 20 September 2026
News, findings and tests. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers

What happened

The same research found 96% have AI-led operational redesign on their agenda, while fewer than 1% describe themselves as fully AI-native today.

The same ISG research reports that 96% of insurers surveyed have AI-led operational redesign on their agenda, 13% describe their current posture as advanced and less than 1% call themselves fully AI-native. Respondents expect those figures to rise to 52% and 12% within two years. Sample size not disclosed.

What is verified

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

What remains unclear

This is a stated intention and self-assessment, not a measured capability. 'Advanced' and 'AI-native' are the surveyed companies' own labels, not a defined benchmark.

What it means for your book

MGAs and agencies working with carrier partners on AI-linked programs should ask which self-assessed tier a given carrier is in now, not the two-year target, before building a workflow around it.

  • Ask carrier partners for their current, not projected, AI operating posture before committing to an integration timeline.

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