Beazley adds endorsement affirming cyber coverage for AI-driven attacks

The clarifying endorsement says AI-powered phishing and intrusion attempts fall within existing cyber wording, without broadening the policy.

Beazley introduced an AI Clarifying Endorsement stating that cyberattacks using AI as a tool, such as automated phishing or accelerated intrusion, fall within its existing full-spectrum cyber coverage. The company says the endorsement affirms current wording rather than changing coverage terms.

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

This applies to Beazley's own cyber forms, as stated by the company. It does not treat AI as an insured risk on its own, and it says nothing about how other carriers' cyber wording handles AI-driven attacks.

Books placed with Beazley cyber gain clearer footing on AI-enabled attack claims. Brokers placing cyber elsewhere should ask each carrier directly whether AI-driven attack vectors are affirmed, excluded or silent.

• Ask non-Beazley cyber markets for their position on AI-driven attack coverage in writing.

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