AI in insurance, checked dailyMonday 28 September 2026
News and findings on AI in insurance. Every item with its source, its evidence and what it means for a book of business.For agencies, MGAs and carriers

What happened

Covered entities must register with the state's DIGIT program and file a disclosure statement at least every other year starting January 1, 2027.

Gov. Kathy Hochul announced next steps under New York's AI-safety framework on September 21, 2026. Covered entities must register with the state's DIGIT program, file a disclosure statement at least every other year beginning January 1, 2027, and pay assessments, as stated in the DFS release.

What is verified

The source's own statement, as linked above. Nothing beyond it has been independently checked by us.

What remains unclear

The release does not name insurers or insurance intermediaries as covered entities. Whether the framework reaches carriers, agencies or MGAs specifically is not established in the material reviewed, so this is not a finding on any insurance obligation.

What it means for your book

Nothing changes on an agency or MGA desk yet. Carriers licensed in New York should have counsel check whether their AI tools fall under DIGIT registration before the first disclosure window opens in 2027.

  • Ask NY compliance counsel whether DIGIT registration reaches your AI tools
  • Watch for DFS guidance that names insurers as covered entities

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